Investments take many forms of asset classes – National Savings and cash accounts, gilts and corporate bonds, commercial and buy-to-let properties, Unit Trusts and OEICs, ISAs, Enterprise Investment Schemes and Venture Capital Trusts, through to direct equities, hedge funds, private equity funds and commodities.

Every investor has their own risk profile and it is important that this is fully understood and explored before making any investment decisions. Our aim is to help our clients understand this risk before making such decisions. As well as your risk profile, we take into account a number of other factors, which include financial objectives, investment term, taxation, asset classes and the importance of diversification.

Portfolios are tailor-made based on your own needs and risk profile, which may include offshore investments for tax purposes.  Selecting the right combination of assets is vital for reducing risk and maximising performance.

Even when your investments have been set up, we will monitor them in case changes in markets or abnormal events push them off course.  We will assess the performance of individual funds against their peers and advise you if any action is appropriate.

Research has demonstrated that 90% of portfolio returns can be attributed to getting the balance between equities and bonds right. 

To find out which Investments may be suitable, please contact us.

THE SMALL PRINT

The value of your investments and income from them may go down and you may not get back the original amount invested. Past performance is not a reliable indicator of future performance.